Canreach Global

Cyprus Permanent Residency by Investment

Permanent residence in an EU member state through a qualifying investment. This is a residence program, not a citizenship program.

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Cyprus offers qualifying non-EU investors an expedited permanent-residence solution built around a minimum qualifying investment of EUR 300,000 plus VAT where applicable. It suits families who want a stable Mediterranean residence base inside an EU member state. It is granted under Regulation 6(2) and gives you the right to reside in Cyprus. It does not give you a Cyprus or EU passport, and we are clear about that from the first conversation.

Key facts

Cyprus Permanent Residency by Investment at a glance

OutcomePermanent residence in Cyprus under Regulation 6(2), subject to approval and continuing compliance. Citizenship is not automaticMinimum investmentFrom EUR 300,000, plus VAT where applicableInvestment routesFour qualifying categories under Regulation 6(2). New residential property, commercial property, share capital in a Cyprus company, or units in a qualifying Cyprus fundTime to approvalIndicatively two to four months, subject to complete documentation. Government processing times vary, and we confirm a realistic estimate with you before you commitFamily includedQualifying family members under the current dependant rules, confirmed case by casePhysical presenceNo minimum annual stay is set by the program. Periodic visits to Cyprus are required to keep the permit, and we confirm the current interval with you

Figures as of October 2026. Amounts and timelines change and are confirmed before you commit.

The program

About Cyprus permanent residency by investment

Cyprus grants an immigration permit to qualifying investors under Regulation 6(2) of the Aliens and Immigration Regulations. It is administered by the Civil Registry and Migration Department of the Ministry of Interior. The route is often described as the fast-track permanent residence permit because it is assessed against a defined set of investment and income criteria rather than through the ordinary residence process.

Cyprus offers expedited permanent residence under Regulation 6(2), not direct citizenship. A qualifying investment of at least EUR 300,000 plus VAT where applicable is generally required, together with secured annual income.

Two points matter more than any other on this page. The first is that Cyprus ended its citizenship-by-investment program in 2020. Nothing in the current framework buys a Cypriot or EU passport. The second is that the status you receive is a permanent-residence status in Cyprus specifically. It is a durable base rather than a permit you renew every one or two years, and it holds for as long as you keep meeting the program's conditions.

What the program asks of you in return is that the qualifying investment stays in place and that you continue to show secured annual income from outside Cyprus for your family size. Those are ongoing obligations, not one-time tests at the application stage.

Benefits

Why clients choose Cyprus permanent residency

  1. Permanent-residence status in Cyprus, subject to continued compliance, rather than a cycle of short-term residence renewals.

  2. A long-term residence base in an EU member state.

  3. Four qualifying investment categories under Regulation 6(2), so you are not limited to residential property.

  4. The ability to include qualifying family members under the applicable dependant rules.

  5. A defined, criteria-based assessment, which is why the route is commonly called the fast-track permit.

Is it for you

Who Cyprus permanent residency suits

This route is best for third-country nationals who want a Cyprus residence base and who are willing to make and maintain the qualifying EUR 300,000 investment alongside the required income.

Main applicant

  • A national of a country outside the EU seeking a long-term residence base in Cyprus.
  • Able to make the qualifying investment and keep it in place for as long as the permit depends on it.
  • Able to show secured annual income, sourced from outside Cyprus, at the level set for your family size.
  • Able to document the lawful source and full transfer path of the investment funds.
  • Able to provide clean criminal record certificates and legalised civil-status documents.

Family members who can be included

Qualifying family members may be included under the current dependant rules, and approved family members receive their own residence documentation. Under the rules in force, parents and parents-in-law are not eligible dependants. Ages, dependency tests and the treatment of adult children are set by the current criteria, and we confirm exactly who in your family qualifies during your assessment.

Not the right fit

This program is not the right fit if you are looking for an EU passport or for citizenship in a fixed number of years. It is a permanent-residence program. It is also not the right fit if you want a permit that lets you take up employment across the European Union, because the status applies to Cyprus.

Investment

Approximate investment and costs

Qualifying investment categories

Cyprus officially recognises four qualifying investment routes under Regulation 6(2). You qualify through one of them, and the investment must be maintained for as long as your permit depends on it.
New residential property
minimum EUR 300,000 plus VAT, purchased as a first sale from a developer.
Commercial property
minimum EUR 300,000 in qualifying offices, shops, hotels or other commercial real estate, including eligible resale properties.
Company share capital
minimum EUR 300,000 in a qualifying Cyprus company with a physical presence and at least five employees.
Investment funds
minimum EUR 300,000 in qualifying Cyprus collective investment funds, including AIF, AIFLNP and RAIF structures.

The income requirement

Secured annual income is required in addition to the investment, and the required amount increases with each family member you include.
The principal applicant must demonstrate a secured annual income of at least EUR 50,000.
Add EUR 15,000 for a spouse.
Add EUR 10,000 for each dependent minor child.
Worked example
a family of two adults and two dependent minor children would require EUR 85,000 in qualifying annual income.
Your own figure depends on your exact family composition, and we confirm it with you before you commit.

Other costs to budget for

Cyprus government application and permit fees, charged per applicant including family members and quoted to you individually.
Due diligence and background screening costs.
Processing costs, including translations, legalisation and certifications.
VAT where applicable, together with transfer, stamp and conveyancing costs on a property route.
Canreach professional fees, quoted separately after your assessment.

Figures as at October 2026 and confirmed with Canreach. Government requirements change; we confirm current figures before you commit.

Request program details

Outcome

What you receive

Status and documents

Permanent residence status in Cyprus under the qualifying investor residence framework, subject to approval and continuing compliance, together with residence documentation and cards for approved qualifying family members under the current rules.

Travel

The permit gives you the right to reside in Cyprus. To be plain about it, Cyprus is an EU member state but is not a full member of the Schengen Area yet, so this permit does not carry Schengen travel rights and we do not present it as a European travel document. Travel rules are set by the countries you visit and can change. We confirm the current position with you before you commit to the program rather than quote a visa-free figure that may not hold.

Living, working and studying

A long-term right to reside in Cyprus, subject to the program's maintenance and compliance requirements, rather than repeated short-term renewals. This is an investor residence permit, so we confirm what it does and does not allow in terms of employment in Cyprus before you apply.

Family

Approved qualifying family members hold Cyprus residence documentation alongside you, under the program's current dependant rules.

Financial and business

Four qualifying investment categories are recognised rather than residential property alone, which lets you match the investment to how you already hold assets. Investment performance is never guaranteed and is a separate decision from the immigration outcome. Property purchases require independent title, VAT, planning, developer and conveyancing due diligence.

Tax considerations

Holding Cyprus permanent residence is not the same thing as becoming a Cyprus tax resident, and the two are assessed on different tests. Tax treatment depends on your personal circumstances and where you are tax resident. We refer you to qualified tax advisors before you commit.

Path to permanent residence or citizenship

Permanent residence is the outcome of this program, granted at approval rather than earned later. Citizenship is a separate matter. It is available only through ordinary naturalisation, on its own statutory requirements, and it does not follow from the investment. Cyprus closed its citizenship-by-investment program in 2020.

Before you apply

What to know before you apply

  • Permanent residence does not automatically confer Cyprus citizenship, and it does not confer unrestricted rights to work or reside elsewhere in the European Union.
  • Cyprus is not a full member of the Schengen Area yet, so the permit should not be relied on for travel across Europe.
  • The investment and secured-income requirements must continue to be satisfied as required. This is an ongoing condition of holding the permit, not a one-time test.
  • Property purchases require independent title, VAT, planning, developer and conveyancing due diligence.
  • This is a residence program. It is not an EU passport program, and any presentation of it as one is inaccurate.
  • The investment carries ordinary investment risk. Immigration approval and investment performance are separate outcomes.

Step by step

How the application works

  1. Confirm eligibility and route

    We confirm your eligibility and your dependants' eligibility, and settle which of the four qualifying investment categories fits your circumstances.

  2. Document your funds

    We document the lawful source of the investment capital and the full transfer path into Cyprus.

  3. Complete due diligence and invest

    Due diligence is performed and the qualifying investment is completed.

  4. Prepare your income evidence

    We prepare proof of secured annual income at the level required for your family size.

  5. Gather civil documents

    Clean criminal record certificates and legalised civil-status documents are obtained.

  6. Submit the application

    The permanent-residence application is filed with the investment and income evidence attached.

  7. Attend biometrics

    You complete biometrics and respond to any further due-diligence requests.

  8. Complete card formalities

    After approval, residence-card formalities and the required visits are completed.

  9. Maintain your status

    You maintain the qualifying investment and the continuing program conditions.

Canreach works to an indicative two to four months, subject to complete documentation. Government processing times change and vary by case, so we confirm a current, realistic timeline with you at the assessment stage and keep you updated as your file moves.

Preparation

Documents and our pre-filing review

Documents we help you prepare

Passports; police certificates; birth and marriage records; the investment contract or certificate; payment and source-of-funds proof; income evidence; bank statements; and insurance and accommodation evidence as required.

Our pre-filing review

Before anything is filed we work through: nationality and residence history, family composition, criminal history, sanctions and politically exposed person screening, source and path of funds, tax advice, investment and project due diligence, translations and legalisation, current government fees, and holding and exit rules.

Questions

Cyprus permanent residency questions, answered

Does this program give me a Cyprus or EU passport?
No. Cyprus ended its citizenship-by-investment program in 2020. Regulation 6(2) grants permanent residence. Citizenship is available only through ordinary naturalisation, which is a separate application with its own statutory requirements.
Can I live and work anywhere in the EU with this permit?
No. The status is Cyprus permanent residence. It does not confer unrestricted work or residence rights elsewhere in the European Union.
How much do I need to invest?
At least EUR 300,000 in one of the four qualifying categories under Regulation 6(2): new residential property bought as a first sale from a developer, at EUR 300,000 plus VAT; commercial property such as qualifying offices, shops or hotels, including eligible resale properties; share capital in a qualifying Cyprus company with a physical presence and at least five employees; or units in qualifying Cyprus collective investment funds, including AIF, AIFLNP and RAIF structures. Secured annual income is required on top of the investment.
How much income do I need to show?
The principal applicant must demonstrate a secured annual income of at least EUR 50,000, increased by EUR 15,000 for a spouse and EUR 10,000 for each dependent minor child. A family of two adults and two dependent minor children would therefore require EUR 85,000 in qualifying annual income. We confirm the figure for your exact family composition before you commit.
Why is there an income requirement as well as an investment?
The program tests both. The investment shows your commitment to Cyprus, and the secured annual income shows you can support your household there without relying on the local labour market.
How long does the process take?
Indicatively two to four months, subject to complete documentation. Government processing times vary by case, so we confirm a realistic timeline with you at the assessment stage.
Can I sell the property or exit the investment later?
The qualifying investment must continue to be satisfied as required for as long as your permit depends on it. Exit and replacement rules are part of our pre-filing review, and we set them out for you in writing before you invest.
Does the permit let me travel through Europe without a visa?
Not on the strength of the permit itself. Cyprus is an EU member state but is not a full member of the Schengen Area yet, so the permit carries no Schengen travel rights. Travel access is set by the countries you visit and can change, so we confirm the current position with you rather than publish a figure that may not hold.
Can my parents be included?
Not under the rules in force. Parents and parents-in-law are not eligible dependants. We confirm your full family position during the assessment.

Official program source

Cyprus permanent residency for investors is granted under Regulation 6(2) of the Aliens and Immigration Regulations and is administered by the Civil Registry and Migration Department, Ministry of Interior. The official source is moi.gov.cy.

Canreach draws program information from the official program authority and confirms current rules, fees and qualifying amounts before any file is submitted.

Next step

Take the next step

Schedule a confidential program assessment. We will confirm whether Cyprus permanent residency fits your goals, or point you to a program that fits better, and prepare a tailored roadmap covering eligibility, investment structure, documentation, the expected government process and next steps.

  • A confidential assessment of your goals, your family and your budget
  • A written comparison of the programs that fit
  • Clear estimates of costs and timelines before you commit to anything
Phone: 905-696-7434
Email: info@canreach.com