Canreach Global

Citizenship and Residency by Investment Programs

Compare Caribbean citizenship, European residency and the U.S. EB-5 visa in one place, with advisors who have guided families through immigration since 1998.

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Regulated Canadian Immigration ConsultantLed by a Regulated Canadian Immigration Consultant
1998Founded
Family-runRun today by the founder's family
Written comparisonOf the programs that fit you
ConsultationsIn office or on Zoom

Explore global pathways to permanent residency and citizenship with Canreach Global, offering tailored immigration solutions to help you secure your future abroad.

Investment immigration

Residency or Citizenship in Return for a Qualifying Investment

Investment immigration programs let you and your family obtain residency or citizenship in another country by making an approved investment there. Governments use these programs to attract capital into real estate, funds, businesses and national development projects. In return, applicants receive a status that can bring easier travel, the right to live and work abroad, access to international banking and education, and, in some programs, a second passport.

There are two kinds of program, and the difference matters:

Residency by investment grants a residence permit. You can live, work and study in the country, and in many cases apply for permanent residency or citizenship after a set number of years. Portugal, Cyprus, Italy, Malta, Panama, Denmark, Finland and the U.S. EB-5 program work this way.

Citizenship by investment grants a passport directly, usually within months and without a requirement to live in the country. St. Kitts & Nevis, Dominica, Antigua & Barbuda, Saint Lucia, Vanuatu and Türkiye work this way.

Canreach Global helps you understand each option, confirm your eligibility, prepare a complete application and deal with the government on your behalf.

Side by side

Compare Investment Immigration Programs at a Glance

ProgramTypeMinimum investmentInvestment routeTypical timelineFamily includedPhysical presence
Citizenship by investment
St. Kitts & NevisCitizenshipFrom USD 250,000Sustainable Island State Contribution, or government-approved real estate from USD 325,000 held for seven yearsApproximately 4 to 6 months, subject to government due diligenceSpouse, qualifying dependent children and eligible dependent parentsConfirmed case by case against the rules in force when you apply
DominicaCitizenshipFrom USD 200,000Economic Diversification Fund contribution, or government-approved real estateAn indicative 3 to 6 monthsSpouse, qualifying children, and qualifying parents or grandparents aged 65 and above who live with and are fully supported by the main applicantConfirmed case by case at your assessment
Antigua & BarbudaCitizenshipFrom USD 230,000, or from USD 260,000 on the University Contribution routeNational Development Fund contribution, or the Antigua & Barbuda University Contribution for families of six or moreAn indicative 9 to 10 monthsQualifying dependants under the current definitionsAt least 5 days in Antigua & Barbuda within the first 5 years, plus the applicable oath of allegiance requirements
Saint LuciaCitizenshipFrom USD 240,000National Economic Fund contribution, government-approved real estate from USD 300,000, or National Action government bonds from USD 300,000An indicative 9 to 12 monthsSpouse, children under 21, financially dependent adult children under 30, qualifying parents and grandparents aged 55 and above, and unmarried siblings under 18No requirement to accumulate residence before the decision
VanuatuCitizenshipFrom USD 135,500 for a single applicantGovernment-authorised contribution routesAn indicative 45 to 60 daysQualifying family members under the current routeNo residency or minimum stay requirement
TürkiyeCitizenshipFrom USD 400,000Real estate held for three years, or a Turkish bank deposit of USD 500,000 maintained for three yearsConfirmed case by caseEligible family members under the current legal definitionsNo physical residency requirement
Residency by investment
Portugal Golden VisaResidencyFrom EUR 250,000Qualifying funds, scientific research, arts and cultural heritage, or company investmentAn estimate of 12 to 24 months, subject to change case by caseSpouse or legally recognised partner, minor children, qualifying dependent adult children and eligible dependent parentsAt least 7 days in the first year and 14 days in each subsequent two-year period
Cyprus Permanent ResidencyPermanent residencyFrom EUR 300,000 plus VAT where applicable, with a secured annual income requirementNew residential property, commercial property, company share capital, or units in a qualifying Cyprus fundAn indicative 2 to 4 months, subject to complete documentationSpouse and dependent minor childrenNo minimum annual stay is set, and periodic visits are required
Italy Investor VisaResidencyFrom EUR 250,000Innovative startup from EUR 250,000, established Italian company from EUR 500,000, philanthropic donation from EUR 1 million, or Italian government bonds from EUR 2 millionAn estimated 3 to 4 monthsConfirmed case by caseConfirmed case by case
Malta Permanent Residence ProgrammePermanent residenceQualifying property from EUR 375,000 to buy, or from EUR 14,000 a year to rent, plus a capital testOne residential property route, bought or leased, with a capital test of EUR 500,000 in total assets including EUR 150,000 in financial assets, or EUR 650,000 including EUR 75,000An indicative 6 to 8 monthsSpouse and minor children, with qualifying adult dependants able to be addedConfirmed case by case
Panama Qualified Investor VisaPermanent residenceFrom USD 300,000 for first-sale property, or from USD 500,000 for resale propertyQualifying real estate under the rules in force from 16 September 2026. A separate Friendly Nations route rests on a qualifying economic tie, such as employment, real estate of USD 200,000 or a qualifying bank deposit, and begins with two years of provisional residencyConfirmed case by caseDependants may be includedConfirmed case by case
Denmark Start-up Residence PermitResidency (entrepreneur)No fixed investment minimum. You need the capital to run the approved business and to support your familyAn innovative, scalable business you own and actively operate, approved by the Start-up Denmark expert panelNormal processing of 2 months, extended to up to 4 months if further documentation is requested, after the business idea is approved by the Danish Business AuthorityEligible spouse or partner and children under 18You must live in Denmark and actively run the approved business
Finland Start-up Entrepreneur PermitResidency (entrepreneur)No fixed investment minimum. Sufficient personal financial resources throughout the permitA start-up business with a positive Business Finland Eligibility StatementApproximately 2 weeks for the Migri decision under its fast-track service where eligible, with the Business Finland assessment and business preparation taking additional timeEligible family members under the family-reunification and income rulesYou are expected to be in Finland running the business
U.S. EB-5 VisaPermanent residenceUSD 800,000 in a qualifying targeted employment area or infrastructure project, otherwise USD 1,050,000A Regional Center pooled project, or a standalone direct investmentProject and case by case, subject to current USCIS requirementsSpouse and unmarried children under 21Permanent residents are expected to maintain their residence in the United States
SpainClosed to new investor applicantsNot applicableSpain's investor residence route closed on 3 April 2025. Canreach Global works with the digital nomad visa, the entrepreneur residence authorisation and the working visa, each assessed on your own circumstancesConfirmed case by caseConfirmed case by caseConfirmed case by case

Footnote: Minimum investments exclude government fees, due diligence fees, professional fees and taxes. Fees apply to every program and are quoted to you individually after your assessment. Amounts and timelines are indicative, change with each country's policy and each applicant's circumstances, and remain subject to government due diligence. Visa-free and visa-on-arrival travel privileges are based on information available as of September 2026 and are subject to change. Canreach confirms current figures with you before you commit.

A second passport

Citizenship by Investment Programs

A second citizenship gives you a passport, not just a permit. These programs suit families who want wider travel access, a safe fallback residence and the freedom to hold citizenship without living in the country. Travel privileges are set by each destination country rather than by the program. Visa-free and visa-on-arrival travel privileges are based on information available as of September 2026 and are subject to change.

Residency programs

Residency by Investment in Europe and Panama

Residency programs give you the right to live, work and study in the country, and in several cases a path toward permanent residency and, over time, citizenship as a separate later application. Portugal, Cyprus, Italy and Malta reward a qualifying investment, Panama grants permanent residence through qualifying property, and Denmark and Finland welcome founders who will build a business there.

United States

U.S. EB-5 Immigrant Investor Visa

The EB-5 program is a pathway to U.S. permanent residency for investors who put capital into a job-creating American business. Most applicants invest through a government-designated regional centre project that pools investments and manages the job-creation requirement.

  • Minimum investment of USD 800,000 in a qualifying targeted employment area or infrastructure project, or USD 1,050,000 for standard investments, subject to current USCIS requirements
  • Permanent residence for you, your spouse and unmarried children under 21, granted first on a conditional basis
  • Investors in rural, high-unemployment and infrastructure projects may qualify for set-aside visa categories
  • Processing is project and case by case, so our team gives you a realistic estimate for your file before you commit
  • Project details are published only after Canreach Global has completed its internal verification and U.S. legal compliance review, and are shared with you during your consultation in the meantime

Step by step

How the Process Works With Canreach Global

  1. Discovery consultation

    We review your goals, family situation, budget and travel needs, in our Mississauga office or on Zoom.

  2. Program shortlist

    You receive a written comparison of the programs that fit, with estimated costs, timelines and benefits for your circumstances.

  3. Eligibility and due diligence

    We confirm you meet the program's requirements, including source of funds, before any investment is made.

  4. Application preparation

    Our team assembles the documents, coordinates with the government and the investment provider, and submits on your behalf.

  5. Approval and next steps

    Once approved, we guide you through the investment completion, passport or permit issuance, and any residency visits or renewals.

Since 1998

Why Families Choose Canreach Global

  • Immigration experience since 1998. Canreach was founded in Mississauga and is run today by the founding family with the same commitment to fair, honest advice.
  • Independent comparison. We present every program on the same terms, with estimated total costs rather than headline minimums, so you can compare them honestly.
  • In person or online. Consultations take place in our Mississauga office or on Zoom, whichever suits you.
  • One point of contact. From your first consultation to passport or permit in hand, one advisor on our team manages your file.
Regulated Canadian Immigration ConsultantLed by a Regulated Canadian Immigration Consultant

Questions

Investment Immigration Questions, Answered

What is the difference between residency by investment and citizenship by investment?
Residency by investment gives you a residence permit to live, work and study in a country, with a path to permanent residency or citizenship over time as a separate later application. Citizenship by investment grants a passport directly, usually within months, and generally has no requirement to live in the country.
Can my family be included in one application?
Most programs include your spouse and dependent children, and several include dependent parents or grandparents. The comparison table above shows who each program covers, and our team will confirm the details for your family at your assessment.
Do I need to live in the country?
Citizenship by investment programs generally have no residency requirement. Türkiye and Vanuatu set no physical residency requirement at all, while Antigua & Barbuda asks for at least five days in the country within the first five years. Residency programs vary: Portugal asks for seven days in the first year and fourteen days in each subsequent two-year period, Denmark and Finland expect you to live there and actively run your business, and U.S. permanent residents are expected to make the United States their home.
Is the investment refundable?
It depends on the route. Government fund contributions are donations and are not returned. Real estate, fund and business investments can usually be sold after a mandatory holding period, typically three to seven years, subject to market conditions. Türkiye sets a three-year holding period, Saint Lucia five years and St. Kitts & Nevis seven years on their real estate routes.
How long does the process take?
Timelines are indicative and vary with government due diligence, documentation and individual circumstances. In the Caribbean, St. Kitts & Nevis runs approximately four to six months, Dominica three to six months, Antigua & Barbuda nine to ten months and Saint Lucia nine to twelve months. Vanuatu is the fastest at forty five to sixty days, and Türkiye is confirmed case by case. In Europe, Cyprus is indicatively two to four months, Italy three to four months, Malta six to eight months and Portugal twelve to twenty four months. Denmark is two months after the business idea is approved, extended to up to four months if further documentation is requested, and Finland is approximately two weeks for the Migri decision under its fast-track service, with the Business Finland assessment on top. Panama and the U.S. EB-5 program are confirmed project and case by case.
How is my tax situation affected?
Obtaining residency or citizenship does not automatically change where you pay tax. Tax treatment depends on your personal circumstances and where you are tax resident. Canreach will point you to qualified tax advisors before you commit to any program.
Are these programs available to Canadian citizens and permanent residents?
Yes. Many Canreach Global clients are Canadians who want a second citizenship, a European base or U.S. permanent residence. Canada permits dual citizenship, so obtaining a second passport does not affect your Canadian status.

Next step

Speak With an Immigration Advisor

Tell us where you would like to live, travel or invest, and we will prepare a written comparison of the programs that fit. Consultations are available in our Mississauga office or on Zoom.

  • A confidential assessment of your goals, your family and your budget
  • A written comparison of the programs that fit
  • Clear estimates of costs and timelines before you commit to anything
Phone: 905-696-7434
Email: info@canreach.com